LEGAL NOTICE
In compliance with Article 10 of Spanish Law 34/2002 of 11 July on Information Society Services and Electronic Commerce (LSSI-CE), users are informed of the following details:
- Business name: Miguel Romero Gómez (hereinafter, SMB).
- Registered address: Calle Las Palmeras del Limonar no. 25, 29016 Málaga, Spain.
- Tax identification number: 74826591R.
- Telephone: +34 652 737 494.
- Email: hola@spainmortgagebrokers.com.
- Website: www.spainmortgagebrokers.com.
1. PURPOSE
SMB, as the party responsible for this website, makes this document available to users to regulate the use of www.spainmortgagebrokers.com, comply with the obligations established by the LSSI-CE and inform all users of the applicable terms of use.
Through the website, SMB provides users with access to and use of different services and content.
Any person accessing this website becomes a user and fully and unreservedly accepts all provisions included in this legal notice, as well as any other applicable legal provisions.
Users should read this legal notice whenever they access the website, as it may be amended. The provider reserves the right to change any information appearing on the website without prior notice; publication on the website is sufficient.
2. CONDITIONS OF ACCESS AND USE OF THE WEBSITE
2.1. Free access and use.
Services provided by SMB are generally free for users. However, certain services supplied through the website may be subject to payment under the corresponding general contracting conditions.
2.2. User registration.
As a general rule, services do not require prior subscription or registration. Nevertheless, SMB may make the use of certain services subject to completion of the relevant user registration in the manner expressly indicated in the service section.
2.3. Accuracy of information.
All information supplied by users must be truthful. Users guarantee the authenticity of data communicated through service subscription forms and are responsible for keeping all information supplied to SMB permanently updated. Users are solely responsible for false or inaccurate statements and for any damage caused to the provider or third parties.
2.4. Minors.
Minors must always obtain prior consent from their parents, guardians or legal representatives before using the services. Those representatives are ultimately responsible for acts carried out by minors in their care and for determining the content they may access. Appropriate filtering and blocking tools should be used to restrict unsuitable content.
2.5. Proper use of the website.
Users agree to use the website in accordance with the law, this Legal Notice, morality and accepted standards of conduct. Users must not use the website for unlawful or prohibited purposes, in a way that infringes third-party rights or interests, or in any way that may damage, disable, overload, impair or prevent normal use of the provider’s systems, documents, files or content.
In particular, users agree not to transmit, distribute or make available information, data, content, messages, graphics, drawings, audio or image files, photographs, recordings, software or any other material that:
- infringes fundamental rights or public freedoms recognised by the Constitution, international treaties or other applicable legislation;
- encourages criminal, degrading, defamatory or violent conduct, or conduct contrary to law, morality or public order;
- encourages discrimination on grounds of sex, race, religion, belief, age or status;
- infringes the right to honour, personal or family privacy or personal image;
- damages the credibility of the provider or third parties; or
- constitutes unlawful, misleading or unfair advertising.
3. EXCLUSION OF WARRANTIES AND LIABILITY
The provider accepts no liability arising from information published on the website where such information has been manipulated or entered by an unrelated third party.
The website has been reviewed and tested to operate correctly. In principle, correct operation can be expected throughout the year. However, the provider cannot rule out programming errors, force majeure, natural disasters, strikes or similar circumstances that may prevent access.
SMB gives no warranty and accepts no liability for damages arising from lack of availability, maintenance or effective operation of the website, its services or content; viruses or harmful programs; unlawful, negligent or fraudulent use contrary to this Legal Notice; or the legality, quality, reliability, usefulness or availability of third-party services made available through the website.
The provider accepts no liability for damage arising from unlawful or improper use of this website.
4. COOKIES
The website may use cookies, small information files sent to the user’s device, to perform functions considered essential for correct operation and display. Cookies may be temporary and intended solely to make browsing more efficient.
Cookies will not be used to collect personal information except as described in the applicable cookie information.
For further information, please see our Cookie Policy.
5. LINKS
The website may redirect users to third-party content. As SMB cannot always control content introduced by third parties, it accepts no responsibility for that content. The provider will remove any redirection or content that may contravene national or international law, morality or public order and will notify the competent authorities where appropriate.
The provider is not responsible for information or content stored in forums, chats, blog generators, comments, social networks or other media that allow third parties to publish independently. In accordance with Articles 11 and 16 of the LSSI-CE, the provider will cooperate with users, authorities and security forces in removing or blocking content that may infringe the law, third-party rights, morality or public order.
6. PERSONAL DATA PROTECTION
The provider is committed to complying with personal data protection legislation and to implementing the security measures required by the European General Data Protection Regulation and Spanish data protection law. For further information, please see our Privacy Policy.
7. INTELLECTUAL AND INDUSTRIAL PROPERTY
The website, including its programming, editing, compilation, designs, logos, texts, photographs and graphics, is owned by the provider or used under the corresponding licence or authorisation. All website content is protected by intellectual and industrial property legislation.
Total or partial reproduction, use, distribution or public communication requires the provider’s prior written authorisation. Any unauthorised use will be considered a serious infringement of the author’s intellectual or industrial property rights.
Third-party designs, logos, texts or graphics appearing on the website belong to their respective owners, who are responsible for any dispute concerning them. Their mention or appearance does not imply that the provider has rights over them or assumes responsibility for them, nor does it imply endorsement, sponsorship or recommendation.
Any observation concerning possible infringements of intellectual or industrial property rights or website content may be sent to the email address stated above.
8. CHANGES
SMB reserves the right to make any changes it considers appropriate to the website without prior notice, including changing, removing or adding content and services and the way in which they are presented or located.
9. RIGHT OF EXCLUSION
SMB reserves the right to deny or withdraw access to the website and/or services, without prior notice, from users who breach these General Conditions of Use.
10. GENERAL
SMB will pursue any breach of these conditions and any improper use of the website by exercising all civil and criminal actions available under the law.
11. GOVERNING LAW AND JURISDICTION
Spanish law applies to disputes or matters connected with this website or the activities carried out through it. The parties expressly submit to Spanish law, and the Courts and Tribunals of Málaga will have jurisdiction over disputes arising from or connected with its use.