PRIVACY POLICY

In compliance with Chapter II of Law 34/2002 on Information Society Services and Electronic Commerce (LSSICE), we inform you that this website is owned by Miguel Romero Gómez, hereinafter SMB or the Provider, with registered address at Calle Las Palmeras del Limonar nº25, 29016, Málaga, Spain, tax identification number 74826591R, contact telephone number +34 652 737 494 and email address hola@spainmortgagebrokers.com.

SMB, as the controller of this website and in accordance with current legislation on personal data protection, Regulation (EU) 2016/679 of 27 April 2016 (GDPR) concerning the protection of natural persons with regard to the processing of personal data and the free movement of such data, Organic Law 15/1999 of 13 December on the Protection of Personal Data (LOPD), and Law 34/2002 of 11 July on Information Society Services and Electronic Commerce (LSSICE), has implemented all technical and organisational security measures established in Royal Decree 1720/2007 of 21 December (implementing the LOPD) to guarantee and protect the confidentiality, integrity and availability of the data entered.

For the purposes of the LOPD, SMB informs you that the data you voluntarily provide will be incorporated into our information systems in order to carry out the commercial and administrative procedures required with our clients, partners and website users. The intended processing operations are as follows:

• To respond to queries and/or provide information requested by the user;
• To provide the services and/or products contracted or subscribed to by the user;
• To carry out all activities of SMB described in this legal notice;
• To send the website newsletter.

The signatory guarantees the truthfulness of the information provided and undertakes to report any changes to it.

By means of an asterisk (*) in the relevant fields of the contact form, the Provider informs the user that the corresponding information is mandatory and indicates which data are required. By entering and submitting the data, the user gives SMB unequivocal consent to process the information provided for the purposes stated above.

Failure to provide the requested personal data or to accept this data protection policy means that it will not be possible to subscribe, register or receive information about the Provider’s products and services.

In accordance with current personal data protection legislation, the Provider complies with all provisions of the GDPR and LOPD concerning the processing of personal data for which it is responsible, and expressly with the principles set out in Article 5 of the GDPR and Article 4 of the LOPD. The data are processed lawfully, fairly and transparently in relation to the data subject, and are adequate, relevant and limited to what is necessary for the purposes for which they are processed.

The controller guarantees that it has implemented appropriate technical and organisational policies to apply the security measures established by the GDPR and LOPD and to protect users’ rights and freedoms.

In accordance with this legislation, you have the right to request access to, rectification, portability and erasure of your data, as well as restriction of and objection to its processing, by writing to Calle Las Palmeras del Limonar nº25, 29016, Málaga, Spain, or by emailing hola@spainmortgagebrokers.com with the subject line “LOPD, ARCO Rights” and attaching a photocopy of your national identity document or any legally equivalent form of identification. You may withdraw your consent at any time. Withdrawal of consent will not affect the lawfulness of processing carried out before its withdrawal. You also have the right to lodge a complaint with the supervisory authority if you believe that your data protection rights may have been infringed (aepd.es).

CONFIDENTIALITY AND DISCLOSURE OF DATA TO THIRD PARTIES

The data you provide will be treated confidentially. The Provider has adopted all necessary technical and organisational measures and levels of protection to ensure the security of data processing and to prevent alteration, loss, theft, unauthorised processing or access, taking into account the state of the art and the nature of the data stored. It also guarantees that the processing and recording of data in files, programs, systems, equipment, premises and centres comply with the integrity and security requirements established by current legislation.

SMB will not disclose personal data to third parties except where required by law. If data are to be disclosed to a third party, the user will be informed beforehand and express consent will be requested. The entity responsible for the database, those involved in any stage of processing and/or the entities to which the data have been disclosed, always with the corresponding authorisation granted by the user, are required to observe professional secrecy and to adopt the necessary levels of protection and the technical and organisational measures available to them to guarantee the security of personal data. As far as possible, they must prevent unauthorised access, unlawful changes, theft and/or loss of data so that the Provider’s files have the appropriate level of security according to the nature and sensitivity of the data supplied by users of this website.

ACCEPTANCE AND CONSENT

The user declares that they have been informed of the conditions governing the protection of personal data and accepts and consents to the automated processing of such data by SMB in the manner and for the purposes indicated in this Personal Data Protection Policy.

Through this Privacy Policy, we inform you that the photographs published on the website are the property of SMB, including photographs of minors. Prior consent for such photographs has been obtained from parents, guardians or legal representatives by signing the forms provided for this purpose by the centres attended by the minors. Nevertheless, parents, guardians or representatives of minors, as the persons entitled to exercise their rights and always upon formal written request, may refuse permission for a minor’s image to be used; in this case, the image will be pixelated.

ACCURACY AND TRUTHFULNESS OF DATA

The user is solely responsible for the truthfulness and accuracy of the data sent to SMB, releasing the Provider from any liability in this respect. Users guarantee and are responsible, in all cases, for the accuracy, validity and authenticity of the personal data provided and undertake to keep them duly updated. The user agrees to provide complete and correct information in the registration or subscription form.

WEBSITE CONTENT | LINKS

SMB reserves the right to update, modify or delete the information contained on the website and may even restrict or deny access to it.

SMB accepts no liability for information contained on third-party websites that may be accessed through links from any website owned by the Provider.

The presence of links is for information purposes only and in no case constitutes a suggestion, invitation or endorsement of the linked websites.

CHANGES TO THIS PRIVACY POLICY

SMB reserves the right to amend this policy to adapt it to legislative or case-law developments.

COMMERCIAL EMAILS

In accordance with the LSSICE, SMB does not engage in SPAM practices and therefore does not send commercial emails that have not previously been requested or authorised by the user. Consequently, in each of the forms on the website, users may expressly consent to receive our newsletter, independently of any commercial information specifically requested.

LEGISLATION

For all purposes, relations between SMB and users of its online services available on this website are subject to Spanish law and jurisdiction, to which the parties expressly submit. The Courts and Tribunals of Málaga shall have jurisdiction to resolve any disputes arising from or related to the use of the website.