MORTGAGE ADVICE ACROSS SPAIN – BANK OF SPAIN REGISTERED · D943

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How to Get a Mortgage in Spain as a Foreigner

How to Get a Mortgage in Spain as a Foreigner

Calle histórica en Andalucía, España

Original article · English

Learn how non-residents from France, Germany, the UK, Czech Republic, Nordic countries, Canada or Mexico can get up to 75% financing to buy property in Spain.

Buying property in Spain is a dream for many people from around the world — from the United States, France, Germany, the UK, the Netherlands, Poland, the Czech Republic, the Nordic countries, Canada and Mexico.

However, understanding the Spanish mortgage system can be challenging if you live abroad.
That’s where Spain Mortgage Brokers comes in — we specialise in helping foreign buyers and non-residents secure competitive mortgage conditions and a smooth purchasing process.

What We Do

We work closely with leading Spanish banks to secure the best deals available, taking care of every step of the process:

Free mortgage viability assessment

Document translation and preparation

Negotiation of interest rates and bank conditions

Support and communication until notary signing

We make the mortgage process clear, efficient and stress-free, no matter where you live.

Why Choose Us

We offer local expertise with a global perspective, understanding both Spanish banking criteria and international client expectations.

👉 Contact us today for a free initial study of your mortgage options in Spain

Buying a property in Spain as a non-resident can be challenging, but with the help of our mortgage broker service and expert real estate team, the process becomes much easier. We assist you in every step, from finding the best mortgage to completing the purchase. We work with a wide network of banks and lenders to ensure favorable conditions for our clients. Discover how we can help you make your dream of owning a home in Spain a reality

Reviewed by Miguel Romero · Economist · Mortgage Credit Intermediary D943 · Updated 01/01/2025

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Miguel Romero

Economist and Mortgage Credit Intermediary registered with the Bank of Spain (D943). Miguel personally reviews every article and its practical application.

A clearer starting point

Before the property, understand the possibilities.

A free initial review of your profile, your financing needs and your next step. No documents required.

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