Mortgages

A strategy built around your financial reality.

Mortgages in Spain for residents, non-residents and international buyers.

01

Employees

Salary, employment history and existing monthly commitments, in Spain or abroad.

02

Business owners & self-employed

A complete view of your activity, income history and the relationship between personal and business finances.

03

Dividends & rental income

Recurring income assessed in context, with attention to its history and supporting evidence.

04

Foreign-currency income

Your income currency is part of lender selection, alongside residence and the intended purchase.

05

Mixed income

Salary, dividends, rent or several currencies: we look at how the different sources fit together.

06

Personal or company purchase

Purchase in your own name or through an existing or newly established Spanish company, when appropriate.

The buyer matters as much as the property.

A personal purchase and a company acquisition raise different questions. We review the borrower, income, purpose and available capital before selecting the banking route.

For new-build, higher-value purchases or an existing mortgage, tell us about payment stages, deadlines and the current financing structure.

A clearer starting point

Before the property, understand the possibilities.

A free initial review of your profile, your financing needs and your next step. No documents required.